Terms of Service

1. Acceptance of Terms

Welcome to the Investment Risk Predictor ("Service"), a website provided for your use. By accessing or using this Service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Service.

2. Use of Service

The Service allows you to assess your investment portfolio risk using AI-driven tools, processed locally on your device with third-party libraries (TensorFlow.js and brain.js) under their respective open-source licenses. You may use the Service for personal, non-commercial purposes only. You must not:

3. User Responsibilities

You are responsible for the accuracy of data you input into the Service. The Service stores data locally in your browser and does not transmit it to external servers. You should regularly clear local data if desired via the "Clear Local Data" feature.

4. Intellectual Property

All original content, including text and design, on the Investment Risk Predictor is provided for your use. The AI models (TensorFlow.js and brain.js) are third-party tools used under their open-source licenses (available at tensorflow.org/license and github.com/BrainJS/brain.js). You may not reproduce or use the original content or third-party components without permission, except as needed to use the Service as intended.

5. Limitations of Liability

The Service is provided "as is" without warranties of any kind. The Investment Risk Predictor is not liable for any investment decisions or losses resulting from the use of this tool. Consult a financial advisor for personalized advice. Our liability is limited to the maximum extent permitted by law.

6. Termination

We may terminate or restrict your access to the Service at our discretion if you violate these Terms. Upon termination, your local data will remain on your device unless cleared.

7. Changes to Terms

We may update these Terms periodically. Continued use of the Service after changes constitutes acceptance of the new Terms. Check this page regularly for updates.

8. Privacy

Your privacy is important. Data is processed locally using TensorFlow.js and brain.js, with no server-side storage. Review our Privacy Policy for details.

9. Contact Us

For questions about these Terms, contact us at info@myriskpredictor.com.