Investment Risk Predictor

Your Private Risk Assessment Tool

Analyze your portfolio’s risk with AI, all data stays on your device. Combine multiple accounts privately. High demand (200K+ searches/month) meets privacy.

Check Your Portfolio Risk

Enter your investments to see how risky they are. Our AI analyzes your mix privately and saves it for daily/weekly checks.

How to Use

1. Find your portfolio’s stock, bond, and ETF values or percentages in your brokerage account (e.g., Fidelity Portfolio Analyzer, Vanguard Portfolio Watch, or Schwab Asset Allocation). These tools show allocations automatically.
2. Use the Multi-Account Aggregation tool below to combine multiple accounts, or enter total percentages manually (must total 100%).
3. Add your total portfolio amount (e.g., $10,000).
4. Select your investment goal and adjust risk tolerance to explore allocations.
5. Click “Predict & Save” to see your risk level, volatility, and benchmarks.
6. Export your saved portfolios as a CSV for offline analysis.

Investing Tips for Beginners

• Balance risk: A 60% stocks/40% bonds allocation is a common strategy for moderate risk, suitable for many investors. Consult a financial advisor to tailor it to your goals. Learn about portfolio allocation at Vanguard.
• Use ETFs: Low-cost ETFs, like those tracking broad markets (e.g., S&P 500), help diversify your portfolio to reduce risk. Learn about ETFs at Morningstar.
• Monitor periodically: Review your portfolio monthly or quarterly to ensure it aligns with your financial goals, adjusting as needed.
• Understand volatility: Stocks typically have higher risk (e.g., 15–20% price swings) than bonds (e.g., 3–5% swings), but this varies by investment type. Learn about volatility at Investopedia.
• Rebalance periodically: Adjust your portfolio (e.g., every 6–12 months) to maintain your target allocation, such as 60% stocks/40% bonds, to manage risk.

These tips offer general guidance for smarter investing. Install this tool for easy risk checks. Always consult a financial advisor for personalized advice.

Explore trusted financial resources to build your portfolio, then use our tool to assess your risk.

Learn More About Investing

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Frequently Asked Questions

How do I know my portfolio allocation?

Check your brokerage account for a summary of your stocks, bonds, and ETFs. Most platforms provide percentages automatically: Fidelity Portfolio Analyzer, Vanguard Portfolio Watch, or Schwab Asset Allocation. Use our Multi-Account Aggregation tool to combine multiple accounts.

Why trust this tool?

Our AI uses TensorFlow.js and brain.js for secure, in-browser analysis. All inputs are processed locally using localStorage, ensuring privacy and offline functionality.